Who Needs Annual Travel Insurance?
Anyone who travels abroad should have insurance. Most of our existing coverage is meaningless once we leave our national boundaries. No matter how carefully we plan our trip, emergencies can and do happen. From the merely annoying to the truly catastrophic, travel-related problems are far more common than any of us would like. What’s more, even the most basic emergency is difficult to handle in a foreign land. Even if your travels only take you to other states, annual travel insurance should be considered. While you may not require travel medical insurance for domestic journeys, you could still benefit from airfare protection. Luggage mix-ups and delayed or cancelled flights are just as likely on domestic flights as on overseas excursions. If you travel infrequently, single trip coverage should suffice. However, if you find yourself traveling more than twice a year, an annual policy could save you time, money, and aggravation.