Who might benefit from buying additional medical coverage along with PIP?
People who don’t have health insurance that adequately covers the expenses listed above or people who carpool or frequently drive with passengers. First Party Benefits – Medical (FPB or MEDEX) First Party Benefits cover several areas of insurance coverage; however, this definition is for First Party Benefits-Medical. Similar to medical payments coverage and Personal Injury Protection, FPB helps pay for your medical expenses if you or relatives living in your household are injured in an accident.