Who is the best lender for home refinance loans?
If you have an existing relationship with a lender (such as a car loan), you might want to start there. Ask them if they have a refi program. You might want to talk to your current lender as well, or whoever is servicing your loan. There is no one particular lender that’s best for home refinance loans. Their programs and offers change all the time, so there’s no way I can tell you that “XYZ Lender” is the best game in town. It also depends a lot on your qualifications, as a borrower. A homeowner with good credit, stable income and sufficient equity could secure a good refinance loan from any number of lenders. The two most important factors to consider when shopping for a refi are (1) the interest rate and (2) the closing costs and fees. These are the same factors you need to determine whether refinancing makes sense in the first place. So this is what you need to be comparing, when you start gathering quotes / offers from lenders. This is how you find the best deal. It’s perfectly nor
