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Who is reponsible for reporting an accident to the insurance company?

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Who is reponsible for reporting an accident to the insurance company?

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There is no legal requirement for a driver to report to their insurance company that he/she has been involved in a traffic accident. The normal procedure is for driver involved to inform their insurance company of the accident. Your insurance agent will then guide you through the process of filing a claim. The accident report will have insurance information for all the parties involved. In the event the other driver does not notify their insurance company, you or your agent can forward a copy of the report to the insurance company.

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