Who is eligible to have an HSA?
“Eligible individuals” are any individuals who: are covered under a high deductible health plan on the first day of the month; are not covered by any other health plan that is not an HDHP (with certain exceptions for plans providing certain limited types of coverage); are not entitled to benefits under Medicare (generally, has not yet reached age 65); and may not be claimed as a dependent on another person’s tax return.
