Who is eligible for the debt management program?
You are likely eligible for the debt management plan if you are experiencing the following financial warning signs: You are currently behind or have been behind on any of your payments in the recent past. You are only able to pay the minimum payments on your accounts each month. You anticipate a change in your financial situation that may make it difficult for you to make payments on your obligations in the future. In order to determine your eligibility for debt consolidation you can fill out an online budget and application form or contact a CCMS credit counselor at 1-800-920-2262. A CCMS credit counselor will review your budget information with you to determine the best course of action in improving your financial situation. All counseling consultations are free and strictly confidential.