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Who is eligible for group long term disability (LTD) coverage?

April 26, 2017coverage disability eligible group term

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Who is eligible for group long term disability (LTD) coverage?

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If long term disability coverage is offered from an employer, the individual must work for a specified period of time – known as a service wait – prior to becoming eligible for benefits. For professional or association-affiliated LTD coverage the individual must be a member of the group for a set period of time.