Who is eligible for Courtesy Pay overdraft protection?
You must have a checking account and be a member in good standing to be covered by Courtesy Pay overdraft protection. An account in good standing must meet the following criteria: no charge-offs, no loan delinquencies of more than 30 days, no full restrictions on the account and your correct address must be on file. To have your ATM/POS transactions and one-time debit card purchases covered, you must opt in for Courtesy Pay overdraft coverage. If you have a MyStart Teen Checking account, the adult co-signer on the account may send a written request to add Courtesy Pay to the account.