Who is covered when injured on the job in South Carolina?
If you were hurt on the job, your employer has more than four employees and you were doing your job when you got hurt (in the course and scope of your employment), you are likely covered under the South Carolina Worker’s Compensation Act. Beware of the “Independent Contractor” defense. “Independent Contractors” are generally not covered under the Act; but be careful because employers and insurance companies like to use this defense but often do so improperly with no basis in the law. It is very important that you not take the employer and/or insurance company’s word for it that you are an “Independent Contractor.” If the defense is raised by your employer, consult an attorney immediately as this defense may or may not apply to you. What is covered? If you are a covered employee then the workers’ compensation insurance carrier must pay for (1) all medical expenses related to your injuries; (2) weekly disability benefits checks for all periods of time you are written out of work by your
If you were hurt on the job, your employer has more than four employees and you were doing your job when you got hurt (in the course and scope of your employment), you are likely covered under the South Carolina Worker’s Compensation Act. Beware of the “Independent Contractor” defense. “Independent Contractors” are generally not covered under the Act; but be careful because employers and insurance companies like to use this defense but often do so improperly with no basis in the law. It is very important that you not take the employer and/or insurance company’s word for it that you are an “Independent Contractor.” If the defense is raised by your employer, consult an attorney immediately as this defense may or may not apply to you. What is covered? If you are a covered employee then the workers’ compensation insurance carrier must pay for (1) all medical expenses related to your injuries; (2) weekly disability benefits checks for all periods of time you are written out of work by your
