WHO IS COVERED UNDER PROPERTY DAMAGE LIABILITY INSURANCE?
All drivers are required to purchase $10,000 of property damage liability insurance as well as PIP insurance. A $30,000 combined limit of property damage and bodily injury liability is a legal option. This coverage pays for damage you or members of your family cause to other people’s property while driving. The term “property” may include a fence, telephone pole or building, as well as another car. Coverage applies even if you drive someone else’s car. Depending on the terms and conditions of your policy, it may also include anyone else who uses your car with your permission. IS IT UNLAWFUL TO PLAY MY CAR RADIO OR TAPE PLAYER AT A LOUD VOLUME? It is unlawful for any person operating or occupying a motor vehicle on a street or highway to operate or amplify the sound produced by a radio, tape player, or other mechanical sound making device or instrument from within the motor vehicle. The sound must be plainly audible at a distance of 100 feet or more from the motor vehicle or is louder t
