Who is covered by my accident medical expense benefit?
All current members under the age of 70, spouses under the age of 70, and children. Coverage excludes injury to insureds over age 18 while participating in any professional or organized sport. • “Spouse” mean the enrolled members spouse. • “Children” mean the enrolled member’s unmarried children from birth to age 19. Coverage will be effective from the date of birth of such child or from the date of placement for the purpose of adoption if a petition for adoption is filed within 30 days of placement of such child. The definition will be extended to children from age 19 to age 25 if such child is a full-time student at an accredited school, college or university.