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Who is considered sinful for not establishing Islamic schools, banks and institutions that help Muslims practise their religion in Canada?

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Who is considered sinful for not establishing Islamic schools, banks and institutions that help Muslims practise their religion in Canada?

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A22. The sinful are those Muslims who are residents of this country; because establishing the said institutions is obligatory so that if they are established by some of them, then the rest are relieved of the responsibility; but if all Muslims neglect this duty they are all sinful.

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