Who hires the contractor and how does he/she get paid?
  The homeowner hires the contractor. As the work progress, an inspector from DHCD or the local government housing network will come out, inspect and will authorize payments to the contractor after the homeowner agrees the work is satisfactory. DHCD will process the check request and send a two party check made to both the homeowner and the contractor to the homeowner. The homeowner signs the check and delivers it to the contractor.
