Who does HIPAA protect?
HIPAA might protect individuals who experience the following life events: • Have lost or are changing jobs • Are recently married or divorced • Are gaining new dependents through birth or adoption • Are moving from one State to another • Have preexisting conditions or other health factors that make it difficult to get health coverage • Have had health coverage and are now being denied coverage • Want to renew your health coverage • Are a small employer and want to buy health coverage for your employees • Are an employer and want to renew health coverage for your employees What does HIPAA NOT do? HIPAA does NOT: • Require employers to offer health coverage • Regulate the cost of health coverage • Regulate the types of benefits that must be offered • Provide protections when you wish to change from one form of individual coverage to another HIPAA and Group Health Plans Important HIPAA rights and protections for group health plans include: • Limits on preexisting condition exclusions • Pr
