Who do insurance adjusters work for?
If you intend to work as an independent insurance adjuster you will be working as an independent contractor generally with an independent adjusting firm. Independent adjusting firms in turn contract with insurance companies that have more claims than their own staff adjusters can handle. There are hundreds of claims adjusting firms ranging from large firms who may contract with several thousand adjusters to smaller firms that may only deploy ten or twenty adjusters. Staff insurance adjusters work directly for the insurance carrier itself. This is a salaried position with consistent work throughout the year. See below for income potential for both independent and staff insurance adjusters.
If you intend to work as an independent adjuster, you will be employed as an independent contractor – typically with an independent adjusting firm. Independent adjusting firms in turn contract with insurance companies that have have more claims than their own staff adjusters can handle. There are literally hundreds of claims adjusting firms ranging from large firms with a roster of several thousand adjusters to smaller firms deploying only a handful. Staff adjusters, meanwhile, typically work directly for an insurance carrier.
