Who determines the cost for the credit reports?
16. Experian no longer offer individuals access to credit scores On February 14, 2009 Experian decided to not offer individuals credit reports. Their decision was to offer consumer’s credit reports or credit scores to lenders only. Back to Top 17. Can users access credit reports from the major credit bureaus using this website? Yes. Simply click on the link below. Get an Equifax 3-in-1 Credit Report Now! Back to Top 18. How to get a free credit report? Federal law states a consumer has the right to receive a free copy of their credit report once every 12 months. The free credit report can be received from the three major credit bureaus go to http://www.annualcreditreport.com Back to Top 19. Fico Score Range 300 – 850 Back to Top 20. Research indicates the average consumer’s credit score range 672 – 698 Back to Top 21. Will the credit score bidding service require my Social Security Number? No. Back to Top 22. Are borrowers and consumers required to complete a loan application? If so wh
