Who can open an HSA?
Anyone with a High Deductible Health Plan (HDHP) as their primary health insurance plan is eligible to open an HSA. Secondary coverage, such as a spouse’s policy, is not permitted when contributing to an HSA. The only groups not eligible are individuals entitled to Medicare benefits (generally not reached until age 65) or those claimed as a dependent on another person’s tax return. Anyone over the age of 65 who is not enrolled in Medicare can open/contribute to an HSA.[ top ] • Who should I contact to offer the HSA? Anyone with a High Deductible Health Plan (HDHP) as their primary health insurance plan is eligible to open an HSA. Secondary coverage, such as a spouse’s policy, is not permitted when contributing to an HSA. The only groups not eligible are individuals entitled to Medicare benefits (generally not reached until age 65) or those claimed as a dependent on another person’s tax return. Anyone over the age of 65 who is not enrolled in Medicare can open/contribute to an HSA. [ to
