Who can obtain a copy of my Equifax credit report?
Generally, anyone with whom Equifax has established a business relationship and who has what is considered a “permissible purpose” under the Fair Credit Reporting Act (FCRA) can obtain a copy of your Equifax credit report. A permissible purpose includes: employment, insurance, consideration of an application for a loan or an offer of credit, and collection of a debt.The companies, groups, and individuals that may have permissible purpose include: • Potential lenders • Landlords • Insurance companies • Employers and potential employers (with your written consent) • Companies you allow to monitor your credit file activity, including for potential signs of identity theft • Those considering your application for a government license or benefit • A state or local child support enforcement agency • Collection agencies • Anyone who has established a business relationship with Equifax and has your written authorization to obtain your credit report. Your Equifax credit file can also be provided
