Who Can Get a Copy of My Credit Report?
The only people who have a legitimate need and interest in your credit information have a right to get from the consumer credit report agency. This would be credit card companies, banks, and other financing institutions that you have applied for credit from. It could also include insurance companies and perspective employers or landlords. Other than that, your credit report information is private and the credit reporting agency is not supposed to give it to anyone. However, your current employer can get a copy of your credit report only if you agree. A perspective employer must have your written consent to get a copy of your credit report.