Who can borrow?
Borrowers must be U.S. citizens, nationals, or permanent residents. Borrowers must be creditworthy. International students may apply with an eligible U.S. co-signer. Students who do not meet credit, income, and/or employment guidelines should also apply with an eligible co-signer who does meet these requirements. A co-signer can be a parent or any other eligible adult sponsorlike another relative, spouse, or friend. For K-12 Education loans, borrowers may be eligible parents, guardians, relatives or other adult sponsors.
