Who Benefits Most from a PPO?
PPO health insurance is one of the most common types of managed care plans available for Americans, but if you don’t know the difference between the various options, you could be missing out on some benefits–or worse yet, putting yourself in at a disadvantage. PPO medical insurance works by providing members with a network of preferred provider organizations to go to for their medical needs. Doctors, hospitals and other medical providers in this network will usually charge at a discount because they are in the network. Unlike HMOs, this type of health insurance is not limited to just in-network providers. You have the option to go out of network, but will most likely have to pay more. Some other PPO advantages include not needing a referral to see a specialist and speedier processes for seeing multiple medical service providers. However, PPO insurance generally is more expensive and requires members to meet
