Who are the best companies to consolidate student loans through?
If you have all your loans through one company, you are required to consolidate through them, I believe. If not, its best to go with whatever company you feel most comfortable with, probably one that you are already with. Most offer the same rates of interest (the lowest available) with similiar incentives (1/4% reduction for direct withdrawl, 1% reduction for 36-consecutive payments, etc). Be careful when consolidating in Federal and Stafford loans though, as those have certain deferrment benefits that you lose under consolidation. I’d probably go with whatever company you have your largest debt with, as long as they are reputible and you are comfortable with them.
