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Who are some good legitimate credit repair services?

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Who are some good legitimate credit repair services?

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Hi, I’m a NEWBIE on this forum with some credit issues I need to resolve. I currently have a FICO score of 605 and would like to get it over 700 in order to refinance my mortgage to a lower long term rate. I am looking for a good “credit repair” firm to help as I don’t have the time or the inclination to do it myself. I would really appreciate any advice from any of you who has used one of these companies concerning your results, your service and your recommendations. Thank you ALL in advance.

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