Who appears to be bankruptcy candidates to the creditors?
1. Individuals who have shown an inability or continued struggle to pay their debts as evident by missing payments for several months on their credit cards and other obligations. 2. Individuals who have no or little assets to pull from to consolidate or pay their financial obligations such as equity in homes or cars. 3. Individuals whose current or future income would prevent them from reorganizing their finances through Chapter 13 bankruptcy or some other debt consolidation program.
