Who (and What) is Usually Covered by Automobile Liability Insurance?
Insurance policies may differ; it is important to look at your specific policy to determine the coverage under that policy. Generally, automobile liability insurance covers an accident that occurs during the operation or upkeep of the vehicle listed in the policy. The insurance company agrees to pay for any of the insured’s (policyholder’s) liabilities that arise from an accident that meet the criteria in the insurance contract. Generally, the criteria will be use or maintenance of the vehicle. However, depending on the type of liability insurance you have and the specific wording in your policy, the criteria could vary. If the automobile is in an accident and it is not during the operation of the vehicle or during maintenance, the accident will usually be covered under the policy if you can show that there is a connection between the automobile and the accident. If the vehicle had not been present, the accident would not have occurred. For example, if the car had not been parked in th
