Which statutes require coverage for biologically-based mental illnesses?
If you have coverage through a health insuring corporation (a HIC or an “HMO”), the governing statute is section 1751.01of the Revised Code. For individual and group sickness and accident insurance policies (traditional major medical and surgical insurance), the governing statute is section 3923.281 of the Revised Code. If you are covered by a public or private self-funded, employer health benefit plan, the governing statute is section 3923.282 of the Revised Code.