Which long term disability insurance companies frequently deny legitimate claims?
Far and away, the UnumProvident (and its subsidiaries, Paul Revere, First Unum, Unum Life, and Provident Life) denies more claims unfairly than any other insurance company. If Unum Provident has written or administers your long term disability policy, you should be prepared for a legal fight. In fact, in late 2004 Unum Provident settled a class action lawsuit with the Attorney Generals of over 40 states based upon unfair claim handeling procedures. This settlement required Unum Provident to review over 200,000 previously denied claims and pay a $15 million fine. Other insurance companies that frequently deny claims include: Hartford, CIGNA, Disability Management Services (DMS), Prudential, Guardian, The Equitable, Colonial, Trustmark, Berkshire, CNA, Liberty Mutual, AIG, Connecticut General, Penn Mutual, Northwest Mutual, Mass Mutual and Met Life, among others.
