Which health insurance provider is bettter, Blue Cross Blue Shield or Aetna?
…you need to weigh a number of factors first. You are in Texas. Go to your library and open up the Sep 2007 copy of Consumer Reports magazine. You will find rankings of health insurers, based on whether you are in a PPO plan which I would take or an HMO plan. For example, if you select a PPO plan, then BC/BS of Texas has a reader score of 77. Aetna is near the bottom with a reader score of 73. To decide, it is also important who your family doctors are. I don’t know if you are a young single guy or if you are older with a wife and children. I have a family. If I were to make a list of all of our doctors–internists, pediatricians, specialists of one sort or the other, I would have a sizable list. I wouldn’t want to change doctors (assuming I am happy with them) because of the insurance plan. So, the first thing I do is make the list and then check to see who is in the plan and who is out of the plan. PPO permits me to use providers outside the plan, but at greater expense to me. So,
