Which debts are Non-dischargable debts?
Not all debts can be discharged by bankruptcy. Examples of non-dischargable debts include recent taxes, government fines, and debts to spouses, former spouses, or children for support, maintenance, or alimony. In addition, debts to creditors that are not informed of the bankruptcy proceedings are also non-dischargable. For example, if you forget to list a creditor, that creditor will not be discharged. As a general rule, student loans are non-dischargable unless the debtor meets specific guidelines. If you have a student loan it is a good idea to talk to an attorney to see if your particular case meets these guildlines. Certain debts incurred through intentionally deceptive or malicious behavior of the debtor. Also debts that arise from damages or injuries to another involving drunk driving are non-dischargeable. Generally, under Chapter 7, these debts cannot be discharged, however, Chapter 13 allows one to repay these debts over an extended period of time. There are also some limited
