Which credit card is the most popular?
This isn’t an easy question to answer, as there are so many different circumstances that affect which card you get. Depending on whether you have a good credit record, no credit record, or a bad credit record really determines which options you have open to you. If you have a good credit record, then there are a number of cards that are good bets, which offer 0% interest for a certain amount of time. By shopping around you can get up to 18 months interest free! If you have no credit record, then your main bank is your best bet, as they have more financial info on you that other banks, as they can see what goes in and out of your account. You`ll get one with a relatively low limit, until you prove that you are a good customer, and use the card, but always make payments on time. If your bank won’t give you one, there are companies that offer cards for first time borrowers such as capital one, but you have to watch the interest rates as they are higher than normal credit cards, as you are