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Whether it is in order for banks to have multiple BPLRs?

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Whether it is in order for banks to have multiple BPLRs?

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No. Since all lending rates can be determined with reference to the Benchmark PLR by taking into account term premia and/or risk premia, there is no need for multiple BPLRs. These premia can be factored into the spread over or below the BPLR.

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