Wheres the best place to put my retirement money?
Since everybody has a different risk tolerance and time frame and goals for retirement, its best to meet with an experienced financial professional who will help you find a diversified portfolio with your best interest and objectives in mind. Its also a good idea to meet with your financial professional at least annually to review your investments and goals each year for your own peace of mind. Be very cautious of someone who gives blanket advice to everyone regardless of their specific circumstances and needs. Ive heard more than one financial talk show host repeatedly tell listeners to buy a no load index fund for their IRA. If the listeners did that from year 2000 through 2002, they could have lost more than 40% of their retirement money in 3 years without having any idea of what they bought and why it happened or how to recover their loss let alone whether it fit in with their personal financial plan. Thats kind of like a doctor prescribing the same pill for everyone without asking