WHERE IS THE SETTLEMENT INVESTED? IS IT SAFE?
• Settlement annuities are purchased from only the highest rated and financially stable life insurance companies, as rated by A.M. Best Company, Standard and Poors, Moodys and Duff & Phelps. These independent rating agencies analyze the insurance companys claims paying ability, credit worthiness, and overall financial condition. A claimant can be assured of the safety of his settlement proceeds and a comfort level in knowing that long-term benefits are secure. • Reputable life insurance carriers specializing in structured settlements will exercise due care in matching long-term investments to the long-term benefit stream necessary for most structures. The overall investment philosophy is one of safety and diversification, and is intended to meet the long-term obligation to the annuitant. A structured settlement guarantees that funds awarded for the claimants benefit remain available for the benefit period chosen or lifetime.