Where do car insurance companies find accident/driving violations?
I have a clean driving record since 1991. I insured my younger brother’s car a few years ago. He was in a couple accidents with alcohol playing the factor. The car title was under my name along with insurance. I want to compare insurance quotes but I honestly do not remember the dates of his accidents (3-4+ years ago?). If I find a cheaper rate, I want to make sure I am not dumped by the new insurance company for false information. How do I access the same information the insurance companies find for actual quotes? Since it was his name associated with the accidents and not mine, is there a unique database for this? A: It’s called a driving abstract you can just go to the DMV and request one they are pretty cheap, maybe $6 to $10 for one or you might be able to get it on your states website. Or I bet if you ask the insurance company that you are interested in to look that info up for you, I’m sure your not the first person that can’t remember accidents, dates, tickets etc..