Where can you find a sample of a hardship letter for a mortgage?
You can find a sample letter that can be modified at www.fair-debt-collection.com, click on “How To Deal With Creditors” then “Letter To Confirm Payment Agreement.” Please be advised that a mortgage is a “secured debt” and it is always best to initiate first contact with a telephone call followed by written correspondence. Be certain that the letter contains all pertinent information with any necessary supporting documents. It would be advisable to also review the terms of the original mortgage agreement before taking action.
