Where can I locate the original item MICR line, including the account number?
The Type 31 Return Record will contain the original MICR line as received by the Federal Reserve Banks or captured by the Reserve Banks truncating the paper return item. However, receivers should be prepared to receive less than the full complete MICR line. This could be due to poor quality MICR or read problems during capture. Blanks or special characters may also be included indicating paying bank or Federal Reserve Bank misreads of the MICR characters. Expected characters in the MICR fields include forward slashes, blanks, and asterisks and are identified in the ASC DSTU x9.37-2003 standard. When electronic records are flipped to produce the return records, they will contain the same full or partial MICR detail as captured by the original truncating institution.
