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9 Apr 2009 … Health care reform in America should simply aim to make health insurance more affordable and portable, not to offer universal coverage.The Misguided Quest for Universal Coverage – Washington AMERICA’S dysfunctional health care financing system needs to be reformed. Washington AMERICA’S dysfunctional health care financing system needs to be reformed. But the goal should not be universal coverage. Reform should simply aim to make health insurance more affordable and portable. Universal coverage has so dominated the health care discussion that even some .The Misguided Quest for Universal Coverage … Disclaimer: AARP.org does not share this information or keep it permanently.
Op-Ed Contributor The Misguided Quest for Universal Coverage By RAMESH PONNURU Published: April 8, 2009 Washington AMERICA’S dysfunctional health care financing system needs to be reformed. But the goal should not be universal coverage. Reform should simply aim to make health insurance more affordable and portable. Universal coverage has so dominated the health care discussion that even some Republicans have tried to devise market-friendly ways to achieve it. The case for doing so is presented in practical, moral and political terms. The practical case is that uninsured people raise premiums for everyone else. But such cost shifting raises premiums by 1.7 percent at most, according to a 2008 study published in the journal Health Affairs. Reforms that increase the number of people with health insurance, while stopping short of universal coverage, would presumably make that small percentage even smaller. Efforts to eliminate this relatively tiny expense, on the other hand, would surely g