Where can I get low cost, affordable classic car insurance?
Classic, vintage and antique vehicle owners who have their vehicles insured through standard insurance providers often complain about high premiums and undervaluation of their vehicles. This usually comes about because standard insurance plans assume that you’ll be using a vehicle for regular use – commuting or driving to work, errands, travel, leisure – and this entails a lot of mileage and time on the road, and thus a corresponding quantity of risk. Furthermore, under a standard auto insurance policy, your vehicle is subject to standard valuation practices. This means that, like any regular-use car, the value of even your classic vehicle is assumed to depreciate over time, and therefore, should you experience a total loss, you’ll only get a fraction of the real value of your vehicle back, even though you may be paying a pretty high premium. The best way to get a much lower premium, and better, more appropriate coverage, is to go with a specialty auto insurance policy, intended specif
