Where can i get a personal loan for $2,000 with not so good credit?
You say your credit isn’t so good, but how is your income in relation to the amount of debt you have. If you have enough income to support that loan, then most banks will give it to you. Usually what the bank is looking for is to see less than 32% of your gross (before tax) monthly income being spent on housing, including property taxes and heating. They’re also looking for less than 40% of your gross monthly income being spent on total debt service. This means all loans, leases and credit cards in your name along with your housing expenses mentioned above. If your credit history is less than impressive, then you might want to leave some extra room in there to satisfy the bank that you can handle the debt. If you have credit lines or credit cards, remember that they don’t count the current balance in the debt service calculation, they calculate them at their maximum balance. This means that you should keep your credit limits as low as possible on these accounts while trying to build cr
