When will the phone calls and creditor harassment end?
Immediately upon the filing of your case your creditors must stop calling you. They must also stop all garnishments, foreclosures, and attempts to repossess your property. The filing of a chapter 7 case by a person automatically suspends virtually all collection and other legal proceedings pending against that person. A few days after a chapter 7 case is filed, the court will mail a notice to all creditors ordering them to refrain from any further action against the person. Criminal proceedings and actions to collect domestic support obligations from exempt property or property acquired by the person after the chapter 7 case was filed are not affected by the filing of a Chapter 7 case.
Immediately upon the filing of your case your creditors must stop calling you. They must also stop all garnishments, foreclosures, and attempts to repossess your property. The filing of a chapter 7 case by a person automatically suspends virtually all collection and other legal proceedings pending against that person. A few days after a chapter 7 case is filed, the court will mail a notice to all creditors ordering them to refrain from any further action against the person. Criminal proceedings and actions to collect domestic support obligations from exempt property or property acquired by the person after the chapter 7 case was filed are not affected by the filing of a Chapter 7 case.
