When should you opt for an individual Texas child health insurance plan plan instead?
If none of the above circumstances applies to you, we recommend applying for Texas individual health insurance coverage immediately. First of all, COBRA is a temporary solution. Sooner or later your COBRA coverage will end. You absolutely do not want to be in a position where you could incur an expensive medical circumstance, while holding temporary coverage. Secondly, a COBRA health insurance plan is expensive. You will likely experience significant savings by utilizing individual Texas health insurance options. Finally, your COBRA coverage is still controlled by your former employer. If your previous employer changes their group coverage, your plan will change as well. The concept behind the HSA plans is simple: Take a high deductible, low cost, health insurance plan, and combine it with a tax-sheltered savings account. The insurance company will pay the large medical expenses which surpass the deductible, the plan member will be responsible for the “small bills”. The goal is to trim
