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When must a person apear in court and what happens?

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When must a person apear in court and what happens?

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The first court appearance is for a hearing called the “meeting of creditors”. This is usually held about a month after the case is filed. The person filing the case must bring photo identification, his or her social security card, his or her most recent pay stub and all of his or her bank and investment account statements to the hearing. At this hearing the person is put under oath and questioned about his or her debts, assets, income and expense by the hearing officer or trustee. The trustee is a person appointed by the United States Trustee’s Office to examine the person who filed the case, collect the person’s nonexempt property, and pay the expenses of the estate and the claims of the creditors.

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