When may the plan administrator disenroll a child?
A plan administrator may disenroll a child at the same time and under the same conditions as it can disenroll other dependents of participants under the plan. For instance, a plan administrator terminates coverage when the participant terminates employment and neither the participant nor the child elects COBRA continuation coverage. Therefore, the plan administrator may discontinue coverage for the child. Similarly, if the group health plan ceases to provide coverage for dependents that are over the age of 18, the coverage for a child who is over the age of 18 may be terminated if COBRA continuation coverage is not elected. The plan administrator may also disenroll a child upon receipt of written evidence that the court or administrative child support order is no longer in effect or the child is or will be enrolled in comparable coverage which will take effect no later than the effective date of disenrollment from the plan.
