When may a Traditional IRA be a better choice than a Roth IRA?
In general, you may benefit more with a Traditional IRA if: You are eligible to deduct your entire contribution.You anticipate your tax rate at the time of withdrawals to be lower than your current tax rate.Your income level disqualifies you from a Roth IRA. Otherwise, you may want to consider a Roth IRA. Consult your tax advisor for details.