When is the best time for financial counseling for a couple?
There’s no time like the present to plan for your future. You need to be financially educated regardless of whether or not you are planning marriage. You need to have a plan for your own life that will take into consideration any number of contingencies looking at all of the “what-ifs.” Make certain you know all the advantages and pitfalls of joint/separate checking/savings accounts, investment funds, taxes, retirement, medical coverage, etc. With the present state of Social Security and medical care, you need to establish your game plan now in order to be prepared for what comes decades down the road. Congratulations and Best Wishes.