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When is money settled into my account using IntelliCharge?

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A.01 There is a difference between authorization and settlement. Authorizations take place in real-time (meaning 3-5 seconds for approval or decline). Settlements for credit cards are deposited into your account(s) within 24-48 hours. For private label cards and American Express their merchant terms vary, and money is settled according to their merchant payment terms.

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