When is it a good idea to take out personal loans?
I see this question was from a year ago, If your situation hasn’t improved drastically since you asked this question, i would say wait a little longer. I know times have changed in the last year and even some lawyers lost jobs, in some instances, where they had been there for years. The grass always seems greener on the othe side is true when you are young and everything is new and exciting, but things can change in a blink of the eye. Don’t go into deep debt right away. Enjoy life together a while, save so when your chidren come along they will have love and security without mom and dad being tense and have to work two jobs for things that they would or could have lived without. Be patient, it will come to you who wait and plan. Good luck and happiness.