When is a debit card purchase deducted from checking?
That depends on whether you used your HIFS PIN to authorize the transaction. Here’s how it works: ยท With PIN-based debit transactions, the amount is deducted immediately from your checking account and the purchase details usually appear in your account the next business day. With signature-based, Internet, and phone transactions, the funds are held immediately (so they’re not available for withdrawal) and the transaction details appear online in your account within one to three business days. Internet and phone transactions may not appear in your account until after the merchandise ships.
That depends on whether you used your PIN to authorize the transaction. Here’s how it works: With PIN-based debit transactions, the amount is deducted immediately from your checking account and the purchase details usually appear in your account the next business day. With signature-based, Internet, and phone transactions, the funds are held immediately (so they’re not available for withdrawal) and the transaction details appear online in your account usually within one to three business days. Internet and phone transactions may not appear in your account until after the merchandise ships.
