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When is a check considered stale dated?

April 26, 2017dated stale

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When is a check considered stale dated?

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by Jim Bedsole, BOL Guru Guru BIOS Question: When is a check considered stale dated? Answer: From the model version of the UCC: 4-404. BANK NOT OBLIGED TO PAY CHECK MORE THAN SIX MONTHS OLD. A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith. Check the parallel section from your state’s version of the UCC. First published on BankersOnline.com 5/2/05 Home | Compliance | Lending | Operations | Security | Marketing | Technology | eBanking BOL Archives Privacy Policy Important Disclaimer Recommend This Site ! Contact Us BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all banking professionals. Support our advertisers and sponsors