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When I click on the option to receive all Fedwire or FedACH participants, I get a file that looks all jumbled. What happened?

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When I click on the option to receive all Fedwire or FedACH participants, I get a file that looks all jumbled. What happened?

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The file download is a plain text file that can be used with any spreadsheet or database management software. This file can be saved and imported into a spreadsheet or database manager using the file format specifications published on the web site. These specifications can be accessed by clicking on the Fedwire Directory File Format or FedACH Directory File Format options on the Download E-Payments Routing Directories screen.

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